Bank 银行 1. Good morning, I'd like to open a new account. 早上好，我想新开一个账户。 这句话类似的说法还有: How are you today? I would like to open a new account. 今天怎么样?我想新开一个账户。 Could open new account, please? 我能新开一个账户吗? 这时对方可能会这样回答: Sure, I just need two forms of I. D. 好的，我需要两张身份证的表格就行。 2. Hello, could I start a new checking account? 你好，我能新开一个支票账户吗? 如果想开一个别的账户： Hi there, I need to start a savings account. 你好，我需要开一个储蓄账户。 对方可能会这样回答: Yeah, just let me see your I. D. and Social Security Card, please. 好的，请把你的身份证和社保卡给我看看。
♦ checking account 活期账户 ♦ savings account 储蓄账户 ♦ Social Security Card 社保卡 3. I need to transfer funds to a different account. 我需要往别的账户上转钱。 类似的说法有: Hi there, I need to transfer my funds to a different account please. 你好,我要把我的钱转到别的账户上。 这种业务手续比较简单, Just fill out this form. 填写这张表格就行。 4. Hi, I'd like to make a deposit. 嗨我想存钱。 如果你想表达存钱的确切金额: Hey there, could I deposit 100 dollars? 你好，我能存100美元吗? 回答: Sure, just give me the cash and fill out this form. 好的，把钱给我, 填写一下这张表格。 No problem, just fill this out. 没问题,把这个填写了就行。 ♦ deposit n.存款 5. I want to make a withdrawal of 50 dollars from my checking account.我想从活期账户上取50美元。 类似的表达你也要学会喊: I need to take some money out, please. 我要取些钱 Hey there, Would Withdraw Some cash? 你好，我能取些现金吗? 对方会回答: Yeah sure, just fill this out. 好的,当然可以,只需要填写一下这个。 ♦ withdrawal n. 提款 6. I would like to sign up for a checking card. 我想申办一张借记卡。
申办借记卡: Hi, how are you? I'd like to sign up for a checking card. 嗨，你好? 我想签约一张借记卡。 提供帮助: Sure, let me assist you. 好的，我来帮你。 ♦ sign up 签约 ♦ checking card 借记卡，相当于debit card 7. I need to take out a loan. 我要贷款。 更委婉的说法有: Could you help me take out a loan please? 你能帮我贷一笔款吗? 查看信誉度： Let me just check your credit.让我看看你的信用度。 查问信息: Sure, let me have your name So I can assist you. 好的，请告诉我你的名字,这样我才能帮你。 ♦ take out a loan 借款，贷款 8. Hi, could I get some checks? 嗨，我能买些支票吗? 更直截了当的说法有: Hey there, I need to get some checks please. 你好，我需要买些支票。 这可能和中国不同,人家会要求: Sure, what's your account number? 好的，你的账号是多少? 9. I need to pay a fee for overdraft in my account. 我要给透支账户还款。 你还可以这样表达: I over-drafted my account and I need to pay the fee. 我的账户透支了, 我需要还款。 这时对方会报出你需要还款的金额: Sure, that will be 40 dollars. 好的，一共是 40 美元。 ♦ pay a fee 缴纳费用 ♦ over-draft 账户透支
Bank Conversation 对话 Kevin: Hi there, I'd like to open a new account and deposit 50 dollars. 凯文：你好，我想新开一个账户存 50 美元。 Clerk: No problem. Just fill this out for me. 职员:没问题,把这个填了给我就行。 Kevin: Alright, hey, can I ask you a question? 凯文：好的，嘿，我能问你个问题吗? Clerk: Sure. 职员:当然可以。 Kevin: What do I need to take out a loan? 凯文:我该办什么手续才能贷款? Clerk: Well, usually we require multiple forms of I. D. and a credit check. 职员：嗯，通常我们会要求身份证明和信用调查的各种表单。 Kevin: Oh OK, that doesn't sound so bad. 凯文：哦，好的，听上去还可以。 Clerk: You can come in Monday through Friday, from 6 am until 5pm. 职员：你可以在周一至周五的早上6点到下午5点这个时间段来。 Kevin: Sound good to me, thanks for the help! 凯文：对我来说都行,谢谢你的帮助! Clerk: Anytime. 职员:不用客气!有事随时开口。 Kevin: Here's the form, and the cash. 凯文：这是表单和钱。 Clerk: Alright, let me just put in your information. You're all set, have a great day. 职员：好的，我来把你的信息输进去。都办好了,祝你愉快。 Kevin: You too. 凯文：你也是。 ♦ multiple adj. 多样的 ♦ credit check 信用调查 ♦ be all set 准备就绪,一切要当
